Blog - Debt Consolidation

Being in debt can often feel like a swim in the sea; one moment you’re bobbing in calm water and the next moment you’re being swept up uncontrollably in a huge wave. Don’t let your debt take you unawares. There are methods and tips to help you ride the wave until you’re safely back on…

You may have started the holiday season with the best intentions. Maybe you drafted a budget, cut down expenses, and asked your family members to cost-share holiday expenses. But despite your best efforts, you still ended up over-swiping your credit card and taking a salary advance. Don’t beat yourself up, it happens to the best…

It’s that time of year again – last year’s savings are depleted, supplies for the new year need to be stocked up, and there are countless other expenses for the year ahead. Perhaps you’ve started a new job this year, or you are about to celebrate a marriage or a new family member later in…

When the holiday season comes to an end, you might still be in the mood for big spending. Whether you splashed out on exciting Christmas gifts, a holiday away or just a few treats for yourself, you will need to bear the next month’s expenses in mind. A new year brings new expenses and with…

The year is coming to an end and you may be worried about holiday expenses. Many people fall into the trap of buying things that aren’t really needed during the holidays. Saving money can be difficult in the beginning, especially during holiday seasons. However, there are simple ways to save money this holiday: budget correctly,…

Do your children receive pocket money every week? Is it starting to take a toll on your finances, or do you feel frustrated that your hard-earned money is being wasted or going unappreciated? Many parents feel that they provide more than enough for their children without pocket money included. Some parents worry that their children…

The holidays are packed full of money-spending opportunities. There are birthday and Christmas gifts to buy, holiday travel or vacations to book, or just additional family members to cater for at home. In all the excitement and festivities, it can be difficult to keep track of your spending or stick to a budget. For many…

Famous books ranging from the Bible to Shakespeare give the same sage advice regarding money. They say things like, ‘Neither a borrower nor a lender be,’ or ‘The love of money is the root of all evil.’ However, the reality is we all need cash to live. We have to pay for food, shelter, education,…

There are few situations worse than not being able to celebrate a holiday or special occasion because you cannot afford it. Debt holds many people back from enjoying the holidays and experiencing the joy of gift-giving. A debt review is the best gift you can give yourself Christmas may seem like an eternity away, but…

Are you feeling stuck? Dig your way out of debt today by taking action to free yourself from that overwhelming feeling of over-indebtedness. Taking action makes you feel that you have regained control over your situation, and that there is finally some light at the end of the tunnel. Contact a reputable debt review consultant…

Do you dread the winter months? Not only is the weather cold and miserable, but those monthly expenses just seem to double. Electricity bills will skyrocket, as it takes more energy to keep the geyser warm and you will likely be using heaters and appliances more often to stay warm too. Your clothing store bills…

If your debt management is getting you down, perhaps it is time to turn to debt review. Speak to a debt counsellor before you fall into serious debt. If you are already struggling to pay the bills at the end of every month, debt counselling is crucial. Without proper debt management, your monthly debt will…